A Letter from the Editor
As the Editor in Chief of Aging I.Q. News, we focus on education and providing insight on financial choices. This idea guides everything we do. We offer financial choices for a range of unexpected circumstances, from illness to estate planning. Something that we hear from our clients time and time again is that they had no idea the options we are offering even existed. In looking for ways to change that, we found that this lack of awareness was prevalent throughout so many important areas of aging and the circumstances that aging people might encounter. We are hoping to help change that with Aging I.Q. News.

Caregiving Made Easier: How Technology Can Reduce the Need for Doctor Visits
For those inclined to look for silver linings, one particularly powerful one has emerged for caregivers as a result of the coronavirus pandemic: a huge acceleration in both innovation and receptiveness to in-home medical care.

Teaching Ethical and Legal Frameworks to Support Healthy Aging
An Innovations in Healthy Aging graduate program through the College of Law helps students better understand and advocate for older adults.

Majority of Workers Expect Their ‘Retirement’ to Include a Job, Survey Shows
Among baby boomers still in the workforce, 59% expect to keep working into retirement, a new study from Voya Financial shows.

Americans Can Expect to Pay a Lot More for Medical Care in Retirement
A 65-year-old couple retiring this year can expect to spend an average of $315,000 in health-care and medical expenses in their retirement, according to a new estimate by Fidelity Investments.

How to make hands look younger
Most signs of aging on the hands, such as wrinkles, brittle nails, or dry skin, are harmless. Some people may take steps to make their hands appear more youthful by using hand cream, wearing hand protection, or making lifestyle changes such as quitting smoking.

Seniors who have Elderly Parents
As life expectancy increases, it is more common than ever to find senior citizens who have elderly parents.

What’s the Difference Between Types of Long-Term Care Facilities
Long-term senior care encompasses a spectrum of options and a progression of choices. At first, the “facility” where an older adult receives treatments, help with medications or personal care is often their own home.

Aging and Fake News: It’s Not the Story You Think It Is
The study is the first to delineate the role of analytical reasoning, affect and news consumption frequency on detection of fake news in older adults and in direct comparison to young adults.

There Are Signs a Recession Could Be on the Way. Here Are Some Ways to Protect Your Savings
With a historical indicator of recessions flashing red this week, financial experts have shared their top tips on how to protect your savings — and even invest — if an economic downturn is indeed around the corner.

The Best Retirement Planning Books to Buy in 2022
We’re living in the golden age of information. The proliferation of smartphones and WiFi has meant the answer to seemingly any financial question rests at your fingertips. While the internet provides endless opportunities for increasing financial literacy, books remain one of the most reliable resources for personal finance education

Old Skins Cells Reprogrammed to Regain Youthful Function
Research from the Babraham Institute has developed a method to ‘time jump’ human skin cells by 30 years, turning back the aging clock for cells without losing their specialized function.

Elder Law Guys: Placing the Puzzle Pieces of Long-Term Care and Planning a Will
Boston College’s Center for Retirement Research has estimated that more than one-third of retirees will not have the resources for even the most minimal level of long-term care needs, while only one-fifth can afford care for severe needs.

As we age, our living needs and other circumstances change. For many older adults, a supportive community and fewer responsibilities at home—be it yardwork, cleaning or any other necessary upkeep—can help improve safety, quality of life and peace of mind.

Average Retirement Savings for Baby Boomers
The Baby Boomer generation is reaching retirement age in record numbers. With more Boomers retiring on a daily basis, it helps to understand how prepared they are to leave their jobs for good.

Jaw-Dropping Stats About the State of Retirement in America
Many Americans spend their lives working hard and dreaming of the day they can finally retire. But planning for retirement requires more than dreaming – it means being strategic and focused on saving money, among other things.

How Financial Literacy Changes Once You’re Retired
Financial literacy covers a wide range of topics, from budgeting and saving to investing and planning for retirement. Once you retire, however, financial literacy broadens to include scenarios that may not have been as relevant during your working life.

When It Comes to Sleep, It’s Quality Over Quantity
Some people are gifted with genes that pack the benefits of slumber into an efficient time window, keeping them peppy on only four or six hours of sleep a night, according to researchers at UC San Francisco.

Good News for Coffee Lovers: Daily Coffee May Benefit the Heart
Drinking coffee — particularly two to three cups a day — is not only associated with a lower risk of heart disease and dangerous heart rhythms but also with living longer.

Extended Napping in Seniors May Signal Dementia
Daytime napping among older people is a normal part of aging — but it may also foreshadow Alzheimer’s disease and other dementias.

Researchers Uncover How the Human Brain Separates, Stores, and Retrieves Memories
Researchers have identified two types of cells in our brains that are involved in organizing discrete memories based on when they occurred.

Close the Blinds During Sleep to Protect Your Health
Exposure to even moderate ambient lighting during nighttime sleep, compared to sleeping in a dimly lit room, harms your cardiovascular function during sleep and increases your insulin resistance the following morning,

Virtual Reality Could Help Make Therapy Easier
A new study has found 30 percent of people prefer to talk about their negative experiences with a virtual reality avatar, rather than a person.

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Abacus Life Named Best Overall Life Settlement Company
In The Balance‘s 2022 report, Abacus Life was named the “Best Overall” Life Settlement Company!

Helping Mom & Dad: Online Banking
The benefits of online banking are many for our moms, dads, and grandparents, just as they are for us. Elder adults can deposit checks, pay bills, transfer money to and from investments, and so on, all without needing to leave home.

Low-Meat and Meat-Free Diets Associated With Lower Overall Cancer Risk
Eating meat five times or less per week is associated with a lower overall cancer risk, according to a study published in the open access journal BMC Medicine.

How Meditation Can Help You make Fewer Mistakes
If you are forgetful or make mistakes when in a hurry, a new study from Michigan State University — the largest of its kind to-date — found that meditation could help you to become less error prone.

7 Healthy Hobbies for Over 50s
It’s never too late to find a new hobby. Hobbies are great for passing the time, keeping in touch with friends, and relaxing.

These Simple Steps Can Help Seniors Manage Their Health Care
Navigating the health care system can be challenging, but an expert urges older people not to try to go it alone.

Why $50M Is Being Sought to Help Older New Yorkers
The state budget should include $50 million in funding to protect older New Yorkers as the pandemic continues to pose major health challenges to elderly people, Assemblyman Ron Kim said this weekend.

As the population of adults over age 65 in America continues to increase, many are facing a serious dilemma over how to finance the care they’ll need in their golden years.

Seniors Increasingly Targeted by Scams
One of the hidden negative outcomes of the pandemic has been an uptick in scam attempts perpetrated against senior citizens.

Black History Month: Celebrating Black Senior Leaders in History
This Black History Month, we want to celebrate and highlight the accomplishments of Black leaders who continued to inspire right into their senior years.

12 Valentine’s Activities for Seniors
So that seniors can be in the Valentine’s Day spirit, here are 12 things they can do to celebrate the special day:

How to Care for Seniors at Home for as Long as Possible
People often say “I promised her I’d never put her in a nursing home.” or “Dad told me he never wanted to live in one of those places.”

25 Resources That Provide Financial Help for Seniors
Retirement should be a stress-free time to fully relax and live comfortably. Yet 22% of Americans have savings of less than $5,000 for retirement, and 15% have nothing saved for retirement at all.

Winter Fall Prevention Tips for the Elderly
Winter and the holidays should be times of joyous celebrating with family and friends. Unfortunately, studies have shown a direct link between cold weather and falls in the elderly.

Apps, Products, and Services to Track Health Goals for Seniors
As a caregiver, one of your roles may be to track health goals for seniors in your care. Or, the senior may wish to track their own health. The good thing about what can be a tedious process is that there are apps, products, and services to help

A Guide to Retirement Planning for Seniors
Planning for retirement can be exhilarating and a bit terrifying. As you prepare to live on a fixed income, putting a detailed retirement plan in place is essential. In this article, we’ll explain essential factors to consider as you approach retirement.

10 Government Resources Every Caregiver Should Know About
Caring for an aging loved one can test your budget as much as your patience and endurance. Fortunately, there are federal, state and even local government programs that can help you make ends meet

7 Resolutions Seniors Can Make for the New Year
Roughly half of Americans admit to usually making some kind of New Year’s resolution. Yet despite their good intentions for self-improvement, only about 8 percent of people are successful in achieving their resolution.

Christmas Decorating Ideas for Senior Small Spaces
Downsizing your home doesn’t mean you have to downsize your holiday spirit and your love of decorating for the holidays.

Air Travel Tips for Seniors With Health Mobility Issues
Unlike younger people, air travel takes a really serious toll on seniors’ bodies, especially if they have health mobility issues.

How Retirees Can Earn Money Online
As a retiree, there are many activities that you can spend your days engaged in.
Seniors Who Have Elderly Parents
As life expectancy increases, it is more common than ever to find senior citizens who have elderly parents.
National Influenza Vaccination Week (Dec. 6-12)
With flu season upon us during the COVID-19 pandemic, it’s doubly important to lessen the risk for getting the flu.
7 High Return, Low Risk Investments for Retirees
Investing wisely can help supplement Social Security benefits. Here are seven investments that could help retirees earn a decent return without taking on too much risk.
Fun Classes for Senior Citizens to Take
Learning throughout your life can positively impact your health and even give you a more youthful mindset.
What is a Contingent Beneficiary?
A contingent beneficiary receives a beneficiary-named account if the primary beneficiary can’t or won’t do so. They’re “second” beneficiaries who more or less wait in the wings, just in case.
What is Seasonal Affective Disorder?
Do you seem to develop a case of the “winter blues” that won’t go away until spring arrives each year? If so, it might be seasonal affective disorder (SAD) and more than just a post-holiday slump.
Breast Cancer and What You Need to Know
October is Breast Cancer Awareness Month, and while a lot of attention is given to the importance of early detection and women getting mammograms beginning at age 40, there is less emphasis on older adults.

How Often Should You Have a Wellness Checkup If You Are a Healthy Senior?
How often should you see a doctor if you are a healthy older adult? It’s a question often asked, especially by those who suffer from “white coat syndrome.”

Protect Your Parents from Common Digital Traps
Older Americans continue to make enticing targets for scammers. According to a report from the FBI, seniors lost almost $1 billion to elderly scams in 2020.

What Are The Best Pets for Seniors?
America has long been known as a pet-loving nation. According to a National Pet Owners Survey, 70% of U.S. households own a pet.

8 Frightfully Fun Halloween Treats & Activities for Seniors and Their Families
Older Americans continue to make enticing targets for scammers. According to a report from the FBI, seniors lost almost $1 billion to elderly scams in 2020.

How Thinking and Feeling Young Prolong Life
Aging does not have to be an unpleasant process. In fact, according to a recent publication in the world-renowned medical journal JAMA Internal Medicine, feeling younger (and, by definition, possessing a zest for life) can actually extend life.

A Guide to Retirement Planning for Seniors
Planning for retirement can be exhilarating and a bit terrifying. As you prepare to live on a fixed income, putting a detailed retirement plan in place is essential.

World Mental Health Day – October 10, 2021
World Mental Health Day is on October 10th and as our understanding of mental health grows, we grow along with it. Mental health has come a long way since the early nineties when the World Federation of Mental Health (WFMH) officially established the day.

Celebrating National Hispanic Heritage Month
National Hispanic Heritage Month honors the culture, heritage, and contributions of Hispanic Americans each year.

How to Prepare Your Finances Now That Things Are Opening Up
It’s been more than a year since the pandemic started, and the US economy is showing signs of recovery. Covid-19 vaccinations are rising, states have lifted some pandemic restrictions and many travelers are back on the road.

Daily Acts of Self-Care Can Ease Caregiving Stress
Most caregivers I know have a complicated relationship with self-care. We keep a polite smile on when someone (usually not actively caregiving) tells us, “Make sure you take care of yourself, too!” Sure. Of course. Easier said than done.

The Visitors’ Guide to Nursing Homes
No matter what form the visit takes, you’ll want to make the most of the time with your loved one. “It is very lonely for seniors in nursing homes today…

10 Things That Make You Look and Feel Older Than You Are
Is age really just a number? Sometimes it feels like it and sometimes it seems uncompromisingly set in stone. Everyone would like to look and feel younger, but how do we do this?

6 Tips for Taking Care of Your Mental Health When You Live with a Chronic Condition
Six community members share their advice for navigating the mental health impact of living with a chronic condition

Essential Security Tips to Keep Your Information Safe from Credit Card Skimmers
Credit card fraud is becoming more sophisticated, with scammers using devices called “skimmers” that steal and store your information after you swipe or insert your card.

Beat the Heat: Summer Safety Tips for Seniors
This summer, many of us are looking forward to enjoying the warm weather, traveling, and reconnecting with friends and family. But it’s important to keep ourselves and loved ones safe in rising temperatures while on vacation, visiting the pool, or enjoying cookouts.

Dating While Living with Family
Are you living with your adult kids? Or have they moved back in with you?
If so, you’re not alone.

5 Ways to Stop Summer Colds From Making The Rounds In Your Family
Perhaps the only respite pandemic closures brought to my family — which includes two kids under age 6 — was freedom from the constant misery of dripping noses, sneezes, and coughs.

June is World Elder Abuse Awareness Month
Elder abuse isn’t a topic anyone enjoys discussing, but it’s important to talk about it. Experts estimate that 10% of older adults are victims of elder abuse, yet only a small percentage of cases are ever reported. Elder abuse includes:

Top Chef on How to make Pasta Salad a Summer hit.
No one likes that starchy, clumpy mess that even the wasps avoid at summer parties and barbecues. But our favourite chefs have some fresh tips on how to put pasta salad back on your menu

How To Supplement Your Retirement Fund
While planning for retirement, you may be running into the issue of wondering how to afford the retirement lifestyle of your dreams.